Everything You Should Know About Filing A Car Crash Claim


After a car crash, you have more than a few responsibilities and hardships to handle. First, you must call your insurance and report that you were in an accident. The driver at fault must also report theirs, and any police present must take statements. In addition, your car is likely to have some damage, and you may even need a new car altogether depending on the extent of the damage. Add that to hospital bills for injuries incurred during the crash, and you have a recipe for a very bad day.

All of this may be quite difficult to deal with, but lawyers are available to help you work through your troubles. Even if liability is clear and cannot be contested, it may take weeks for your settlement to be processed and sent to you from the other driver’s insurance provider. By filing a claim and hiring a lawyer to help push it through, you not only cut down on the time it takes to complete the process but also increase your chances of receiving more compensation. Visit https://ukclaimlawyers.co.uk to book a consultation and learn whether you have enough of a case to file a claim.

Straightforward Claims

In straightforward claims, liability is easy to ascertain and all evidence is readily available. For example, you may have been struck by a car that failed to stop at a red traffic light. At many of these intersections, there are cameras in place to catch people who run these stops and document accidents. Simply pulling these records will clearly show that you were not at fault for the accident and the resulting injuries and damage to your car. These straightforward claims are thus much easier to process and will only take about eight weeks to complete, at most. When the other driver’s insurance cannot fight paying you the compensation you deserve, they will rush through the processing to avoid court costs and save money that way.

Complex Claims

In cases where liability is more difficult to determine, such as a situation with few or no witnesses, it can take longer to process your claim. Insurance companies do not want to give you any more compensation than they must, and they will fight you every step of the way to protect their capital. Your claim may also be considered complex if your injuries were severe or the value of your claim is high. To cut down on the process, which may take a few months to process, your injury lawyer will conduct their investigation swiftly and send your claim off as soon as possible.

Going to Court

Going to court may dramatically increase the length of time you must wait for compensation. It will slow the process, but you will eventually receive your compensation with the help of your lawyer. However, it is quite rare for personal injury claims to go to court, due to the fact that an insurance company would rather settle out of court than risk losing more. That said, it is always within the realm of possibility, making it essential that you call an injury lawyer as soon as possible after an accident.